Northumberland Business Development Assistance Corp. (o/a “Northumberland CFDC” and abbreviated “NCFDC”) was founded in 1985 with a mission to provide financing and strategy for entrepreneurs. We are based at the Venture13 Innovation and Entrepreneurship Centre in Cobourg, in metro-adjacent Northumberland, just over an hour East of Toronto.

We respectfully acknowledge that we are located in the traditional and treaty territory of the Michi Saagiig (Mississauga) and Chippewa Nations, collectively known as the Williams Treaties First Nations, which include: Curve Lake, Hiawatha, Alderville, Scugog Island, Rama, Beausoleil, and Georgina Island First Nations.

At the centre of our efforts is FedDev Ontario’s Community Futures Program (CFP) which has provided core operational funding for our multiple award-winning organization since 2001. Through the CFP we provide loans of up to $250,000 for small and medium-sized enterprises. That is why today we operate as Northumberland Community Futures Development Corporation (NCFDC) a non-profit, entrepreneurship and innovation-focused NGO.

Our organization is a member of the Northumberland Manufacturers Association, CF Ontario, CF Eastern Ontario, and the Ontario East Economic Development Commission. We are certified in Gender Based Analysis (GBA+), signatories to the 50—30 Challenge, and experienced in high-impact funding of regional innovation initiatives on behalf of the Government of Canada. We actively co-invest with industry in innovation capital, especially in advanced manufacturing, cleantech, agri-food, resources of the future, and other strategic sectors. NCFDC is comprised of motivated individuals and volunteer Directors committed to supporting entrepreneurship as a pathway to sustainable economic development and prosperity in our communities.

At Venture13, NCFDC oversees the VentureZone, a dynamic co-working space for early-stage ventures, innovation-driven entrepreneurs, tele-commuters and startups. The Board of Partners of Venture13 (a facility owned by the Town of Cobourg located in the Northam Industrial Park) is comprised of NCFDC, Northumberland Manufacturers Association, Northumberland Makers, the business unit and secure data centre of the Cobourg Police Service (Canada’s leading wholesale supplier of online criminal record checks) as well as the Town of Cobourg’s Economic Development Department. “V13” assets include an innovation commons demo hall, a community kitchen, a makerlab and a series of flexible shared spaces for entrepreneurship as well as community events such as fireside chats, lectures, meetings, hackathons and mini conferences.

In all that we do, whether through financing, strategy, partnerships or place-based initiatives like Venture13, we are committed to advancing Northumberland, Eastern and Southern Ontario along a continuum of development that strengthens economic opportunity.


Current Opportunities: Community Futures Program loans (up to $250K) for Northumberland-based ventures | APPLY NOW
Current Opportunities: Pitch to the Chief™ (4th Edition) $30,000 Start-up Competition at Venture13, Nov 16, 2023 | LEARN MORE
Current Opportunities: StrikeUP Canada digital conference for women entrepreneurs | LEARN MORE
Current Opportunities: $15K DELIA microloans for women-owned businesses across Canada | APPLY NOW
Current Opportunities: Venture13 VentureZone Membership co-location for innovators and entrepreneurs in Cobourg, ON | APPLY NOW
Current Opportunities: V13 Policetech Accelerator joint initiative with the Cobourg Police Service | LEARN MORE
For NCFDC funding and financing initiatives, terms and conditions apply. Please consult published information for further details.